When receiving money from Western Union. There are a lot of real life situations that can happen. During the recent pandemic, there were a lot of receivers that could not pick up their money just because they were sick in their homes or in special cases.
In such cases, you might wonder, can someone else pick up my Western Union money for me? Can you authorize someone to receive money on your behalf?
Will the agents at the Western Union store understand your condition and release the funds to someone with correct details of the transfer.
In this post, we’ll discuss this scenario in detail.
Can someone else pick up my Western Union money for me?
No, Western Union policies do not allow anyone else to pick up money aside from the receiver. Even if you call and authorize someone else to receive the funds. This includes every situation where the receiver is not able to make it to the store.
Read More: Why is My Western Union transfer in Progress
What if an authorized person has your ID?
Even if someone you authorize presents your ID at the store. Western Union will not payout the funds if it is not you. For an ID to be valid to receive money. It has to match the name and the picture of the receiver.
Which in this case obviously would not match.
What if you can’t go to the store
Having someone else pickup your money on your behalf is not an option with Western Union, but here is what you can do instead.
Transfer to Bank
You can request Western Union to transfer the funds to your bank account. In some cases, they might need the authorization of the sender, but usually you should be able to do that on your own.
When you request to have the funds delivered to your bank. You can expect the request to be processed in 0-4 business days. This can vary depending on the bank, but most bank transfers are usually completed within one business day.
Get a Refund
If you are able to get the funds at the store or in your bank. The last option you have is to ask the sender to request a refund on the transfer, and they will get the money back.
Can someone else pick up my Western Union Refund for me
Another form of receiving money in Western Union is getting a refund. Refunds are processed in the name of the sender, and they need to show an ID that matches their name to get the money back.
Just like a normal transfer, a refund can also not be picked up by someone else for you. It has to be you who needs to be present at the store.
Can you get a Western Union Refund for someone if the sender is dead
In case the sender is deceased. Their family or close friends can request for a refund by submitting a death certificate to Western Union. You need to call customer support first so they can make inquiries about the senders death as well as arranging a pickup on your name.