Western Union ID Requirements to Receive a Money Transfer?

If you are using Western Union for the first time, their network of retail stores and the whole money transfer process can seem a bit confusing. 

New customers usually don’t have a clue  what to expect at the store. All you are provided with is an MTCN (Money Transfer Control Number) by your sender, but that is not enough to pick up funds at the store.

You will also need a valid form of ID accepted by Western Union and some related money transfer details. 

western union receive money id requirements

To ensure everything goes smoothly at the store. Here are the ID requirements to receive a Western Union. You can go through these requirements to see if you are ready to get the funds. 

Western Union ID Requirements to Pick up Money

Western Union requires that your ID should be:

  1. A valid ID (not expired)
  2. Issued by a valid government institute
  3. Is a picture ID
  4. Matches receiver’s name exactly as it appears on the transfer

Common examples of ID’s in the US include drivers license numbers, social security and your state ID.

Are ID Requirements Same to Pick Up Funds in Every Country

Yes, for most countries the same requirements apply. A few of them might even have more strict laws. For example in some countries you may need to provide a test question in addition to the ID to pick up the funds. 

Can you Receive a Western Union with an Expired ID

No, you would not be able to pick up the funds with an expired ID. 

Do you have to be 18 Year Old to Receive Money at Western Union

If you are trying to receive a Western Union in the US, you don’t have to be 18 to pick up the funds. Your sender can ask to set up a test question on the transfer, instead of the ID.

You should be able to get the funds without a valid ID. This option can be used if you have an expired ID.

Do you Need an ID to Send Money?

Yes, Western Union will ask you for your ID when you are sending the funds. If you make a transfer at the store, the agent will ask you for the valid ID.

If you are making a transfer on the app or the website, your transfer will automatically go in to hold until you submit your ID’s either through the app or email.

In a similar scenario, if you request a cancellation on a retail transfer. You will be asked to present a valid ID to collect the refund. 

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